Now Hiring - Loan Originator, Collections, and Account Specialist in Kalispell, MT

About us

Centsible Auto sales is a small business in Kalispell, MT. We are professional, agile, innovative and our goal is to At our locally-owned dealership, we take pride in creating a fantastic work environment. We believe that a cohesive, supportive team that enjoys working together is the key to providing exceptional service to our customers. Our goal is for every employee to wake up each morning feeling excited to come to work. That's why we value smart, friendly, and easy-going employees who can help us deliver the top-notch experience our customers deserve..

Our work environment includes:

• Modern office setting
• Growth opportunities

We are seeking a highly motivated and skilled individual to join our team as a Buy Here Pay Here Finance Company Account Manager/Collector and Loan Underwriter. In this role, you will be responsible for managing customer accounts, collecting payments, and underwriting loan applications for customers seeking to purchase vehicles through our in-house financing program. Your goal will be to ensure timely payments, minimize delinquencies, and approve loans that meet our lending criteria.

Responsibilities:

• Review loan applications and underwrite loans in accordance with company policies and procedures
• Analyze credit reports, income verification documents, and other relevant information to assess the creditworthiness of loan applicants
• Work closely with the sales team to ensure accurate completion of loan applications and supporting documents
• Manage customer accounts and ensure payments are made on time
• Contact customers to remind them of upcoming payments and to collect any outstanding balances
• Negotiate payment arrangements with customers who are experiencing financial difficulties
• Process payments and update account information in our computer systems
• Respond to customer inquiries and provide excellent customer service
• Maintain accurate records of all customer interactions and account activity

Someone With the following Skills is most likely to succeed in this position

• Associate's or Bachelor's degree in Business or related field
• Direct experience in a customer service, collections, or account management role
• Direct experience in loan underwriting and credit analysis
• Knowledge of collection laws and regulations
• Excellent communication and negotiation skills
• Ability to work independently and as part of a team
• Strong organizational and time management skills
• Proficiency in Microsoft Office and other windows applications

If you are a highly motivated individual with excellent communication and organizational skills, and you have experience in both account management/collections and loan underwriting/credit analysis, we encourage you to apply

Job Type: Full-time

Pay: $17.00 - $18.00 per hour

Benefits:

• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Physical setting:

• Office

Schedule:

• 8 hour shift

Work Location: In person